Footer

CONTACT FORM

We’d love to hear from you.

Tell us how we can help, and one of our team members will be in touch shortly.

Corporate Headquarters

106 Wedgewood Dr.
Carrollton, GA 30117
800.282.4646

For Card Services

Visit smione

Thank You!

Your submission has been received!
A representative will be in touch shortly.
Oops! Something went wrong while submitting the form...
please take a second look at your entries.

PRIMARY HERO

Payment Solutions That Put Families First

For 50 years, we’ve made it easier for families to access critical government payments that improve the quality of their daily lives. Our modern custom disbursement solutions and relationship-based approach deliver real results for dozens of U.S. state and local agencies – and the millions of families who depend on them.

The SMI Difference

SECONDARY HERO

THE SMI DIFFERENCE

A custom approach to government payment solutions

get in touch

TERTIARY HERO

Our History

A Long Line of
Service & Innovation

TABS ELEMENT

Our Solutions

Better Service & Better Services

With 20+ years in SDU operations and 15 years in debit card disbursement, we bring an unmatched level of experience to every agency solution we build.

view All

Create Custom Programs That Work for Your Agency

Our customizable and scalable approach to child support payment processing, disbursement, and customer service was designed by industry thought leaders and continually evolves to meet each agency’s unique needs. Through SMART™, we disburse child support payments for more states than any other provider in the U.S., and we’re proud to be the nation’s only government payment provider for tribal nations. We offer: 

  • Comprehensive, cost-efficient SDUs

  • Full-service customer service centers and IVR functionality

  • Collection and disbursement services

  • Direct executive and management team involvement from procurement through implementation and beyond

Learn more

Give Families Financial Flexibility

Families today need solutions that work in our tech-enabled world. We’ve worked hard to establish fintech solutions that are unmatched in their security, flexibility, and ease of use. We offer:

  • Prepaid Cards

  • Custom Enrollment Options

  • e-Commerce Transactions

Learn more

Operate & Scale With Ease

We’ve developed a comprehensive yet flexible financial management system that combines the standard features of government accounting with the specific functionality necessary for agencies — all housed in a remarkably accessible and robust framework. SMILE functions include:

  • Accounts Payable & Receivable

  • Asset Management

  • Payroll & Budgeting

  • Deep Insights & Reporting

  • And Much More

Learn more

3 - BLUE ICON GRIDS

2 CARDS STICKY

Experience the Culture

At SMI, our passion to serve our families and each other drives everything, even our culture. From hands-on help to volunteerism, the SMI personal touch is what makes us thrive together year after year.

Learn more

Join the Family

At SMI, our passion to serve our families and each other drives everything, even our culture. From hands-on help to volunteerism, the SMI personal touch is what makes us thrive together year after year.

Learn more
Who We Are

The SMI Family

We’re uniquely positioned to help families — we are one. As a 50-year-old family-run organization, we’re still driven by the same commitment to improving the quality of life for millions of families nationwide. We’re a collaborative group who goes The Extra Mile to deliver a level of compassionate service that builds meaningful relationships and measurable results.

See Careers

TESTIMONIAL

Testimonials

Real Relationships, Real Results

"

From day one, the entire SMI team has been invested in the success of our child support program, making sure we’re delivering the best possible SDU and Payment Card services available.  SMI’s cost-effective solutions for child support payment processing and disbursements are timely and accurate.  SMI is transparent and accountable, and they work hard to ensure the continuity of outstanding services."

"

When your reputation rests with the success of your partner, you need one that will go the extra mile to ensure the success of everyone.  SMI goes that extra mile."

"

One of the advantages of working with a smaller company, especially a family-operated business, is the responsiveness and access you have to all levels of management. Once you are a client of SMI’s, your SDU is treated as the top priority - with responses to emails or phone calls occurring in hours, not days, and problems, in most situations, resolved before you know that they've occurred."

FULL WIDTH CTA

reach out

Experience the SMI Difference for Yourself.

Contact Us today

NEWS CARDS

MAROON CARDS - 8 CAR

Quality & Service That’s Measurable

SErvice
5M+
Families Served Every Year
Quality
99.99%
Company-wide Payment Processing Accuracy Rate
Quality
73.9M
Child Support Transactions Processed Totaling $13.3B (2020)
SErvice
1.9M
smiONE™ Visa® Prepaid Card cardholders
Volume
45.5M
Payments Disbursed Totaling $8.3B (2020)
Experience
20years+
Years of Experience in SDU Operations
Experience
15years+
of experience in debit card disbursement
Volume
1.3M
Live U.S. Agent Calls Answered (2020)

MAROON CARDS - 4 CARDS

Quality & Service That’s Measurable

SErvice
5M+
Families Served Every Year
Quality
99.99%
Company-wide Payment Processing Accuracy Rate
Quality
73.9M
Child Support Transactions Processed Totaling $13.3B (2020)
SErvice
1.9M
smiONE™ Visa® Prepaid Card cardholders

3 CARDS - STICKY

High Quality Customer Service  

Our personal dedication to service excellence means no more lost time, energy, or money on issue resolution or dissatisfaction. If there’s a problem or a need, we’re standing by, ready to collaborate and find solutions — and innovations to drive future success.

Customized Solutions for Every Client  

We work hand-in-hand with agencies to design solutions that are unique to your specific needs, with payment and document management solution combinations that scale as our partners’ demands grow.

Responsive & Collaborative Team  

At SMI, we take a streamlined approach to business that results in less management bureaucracy to weed through, faster response times, and a deeper level of trust and respect.

Our Services

We’re Dedicated to Your Success

Our services are the backbone of operations for the partners we serve, so we always go the extra mile to help you succeed.

Learn more

3 CARDS - BLUE

How We’re Different

See All Our Services

LEFT IMAGE RIGHT CONTENT

What Drives Us

A Culture of Service & Giving 

As our CEO says, “Going beyond what is expected is always our goal, as well as loving what we do.” That shows in the way we work with each other as well as our clients. Partnering with SMI is like growing your family — and your network of support.

our culture

RIGHT IMAGE LEFT CONTENT

What Drives Us

A Culture of Service & Giving 

As our CEO says, “Going beyond what is expected is always our goal, as well as loving what we do.” That shows in the way we work with each other as well as our clients. Partnering with SMI is like growing your family — and your network of support.

our culture

MID WIDTH CTA

reach out

Experience the SMI Difference for Yourself. 

Contact Us today

LEADERSHIP CMS ELEMENT

Our Leadership Team

Executive Chairman

Joe Stone

Chief Executive Officer

Bill Stone

Advisor

Lou Hall

Chief Properties Officer

Bart Stone

President

Karen Middlebrooks

Chief Information Officer

Ben Johnson

Chief Financial Officer

Robin Custard

Chief Strategy Officer

Bo Stone

VP, Business Development

Lisa Skenandore

VP, Information Technology Services

Stephen Boyd

VP, Child Support Services

Bilinda McKay

VP, Government Services

Jennifer Duke

VP, Project Management

Charles Hollingsworth

VP, Card Services

Bobby Blakemore

Chief Operating Officer

Taylor Stone

Chief Innovation Advisor

Archie Puri

Executive VP, Operations

Tanguler Gray

HISTORY CARDS

Committed to Others

From our first day to today, we’ve made it our mission to put family and relationships first.

Learn More About Us

1970s

1971

SMI was founded and began serving local businesses in Carrollton, Georgia, with accounting services, batch processing, and data entry. Our first office was in the living room of Bob and Tish Stone’s home.

1973

Began offering automation services to various counties in Georgia.

1978

Partnered with the Department of Family & Children Services in Georgia, enabling counties to provide accounting reports to various funding agencies. This partnership continues today as the comprehensive SMILE Financial Management System.

1980s

1981

Partnered with Georgia to provide Food Stamp benefit issuance services.

1990s

1993

Partnered with Alabama to provide Food Stamp benefit issuance services

1995

Partnered with Montana and Mississippi to provide Food Stamp benefit issuance services.

1999

Developed the Systems and Methods Automated Remittance Technology (SMART™) system and contracted with Missouri and North Carolina to use SMART™ for comprehensive child support collection and disbursement services.

2000s

2001

Partnered with Connecticut to provide comprehensive child support payment processing and disbursement services.

2004

Partnered with Georgia to provide comprehensive child support payment processing services, and with the District of Columbia to provide comprehensive child support payment processing and disbursement services.

2007

Partnered with Colorado to provide comprehensive child support payment processing services and a customer service call center.

2008

Partnered with Massachusetts to provide comprehensive child support payment processing and medical support services.

2009

Partnered with Tennessee to provide comprehensive child support payment processing services and a customer service call center

2010s

2010

Connecticut and Rhode Island joined together to create a regional SDU for child support payment processing, disbursements, and customer service.

2011

Contracted with Idaho for child support payment processing, customer service, and case management, and sub-contracted to provide child support payment processing and disbursements for West Virginia.

2011

Launched the smiONE™ Visa® Prepaid Card program for the Georgia Department of Family and Children Services utilizing the SMILE™ System.

2011

Added the smiONE Card to the North Carolina child support program in April 2011. Launched the smiONE™ Visa® Prepaid Card tribal program with the Modoc Tribe.

2012

Partnered with the Winnebago and Comanche tribes’ child support to implement the smiONE Card program, as well as the state of Oklahoma to provide child support payment processing.

2014

Partnered with the state of Maryland to provide comprehensive child support collection services.

2015

Partnered with the state of Texas to provide child support payment processing and the smiONE Card program.

2015

Implemented the first web portal for Georgia Department of Family and Children Services employee and vendor communities to access detailed payment information and tax forms via the SMILE System.

2016

Contracted with the state of Florida to provide child support payment processing and the smiONE card program.

2019

Contracted with the state of West Virginia to provide child support payment processing and the smiONE Card program.

2019

Transitioned the state of Ohio to the SMI SMART™ and smiONE Card solutions

2019

Added the smiONE Card program to Colorado.

2020s

2020

Transitioned the state of North Dakota to the smiONE Card solution. 

2020

Contracted to provide smiONE™ Visa® Prepaid Card services to the California In-Home Supportive Service providers.

SLIDER IMAGES

BLUE ICON GRID

Perks

The Perks of Working at SMI Speak for Themselves

Learn More
Collaborative, Hands-on Environment
Coworkers Who Feel Like Family
Charitable Giving & Donation Matching
Company-wide Wellness Initiatives
Focus on Working Hard & Playing Hard
Team Parties & Events
Career Growth Opportunities
Casual Dress

TEAM STORIES

Team Stories

COO

Lou Hall

VP of Business Development

Lisa Skenandore

VP of Operational Services

Edie Mobley

COO

Lou Hall

VP of Business Development

Lisa Skenandore

VP of Operational Services

Edie Mobley

BLUE STICK CARDS

Great Insurance
HSA / Flexible Spending Account
Competitive Salary
401(k) Plan & Trust
Paid Holidays & Paid Time Off
Profit Sharing
Perks

We Have Benefits You Can’t Beat

view open positions

LEFT RIGHT - WITH BULLET LIST

Joining the SMI Family

The Perks Don’t Stop at Benefits

  • Remote Work Technology Funding

  • Mentorship & Training Opportunities

  • Career Growth Opportunities

  • Company-wide Wellness Initiatives 

  • Charitable Giving & Donation Matching

  • Team Parties & Outings

  • Coworkers Who Feel Like Family

  • Casual Dress

view open positions

TESTIMONIAL - WITH CREDIT

Testimonials

Real Relationships, Real Results

"

I consider my career at SMI to be one of the biggest blessings of my life. I started working at SMI when I was 19 years old. Thirty-nine years later, I have seen extraordinary growth and change, but the one thing that has remained the same is the feeling that we are a family. We do the right thing. We take care of our clients. And we take care of each other."

Audrey Cannon,
Georgia State Disbursement Unit (SDU)
Project Director

"

I consider my career at SMI to be one of the biggest blessings of my life. I started working at SMI when I was 19 years old. Thirty-nine years later, I have seen extraordinary growth and change, but the one thing that has remained the same is the feeling that we are a family. We do the right thing. We take care of our clients. And we take care of each other."

Audrey Cannon,
Georgia State Disbursement Unit (SDU)
Project Director

LEARN MORE CARDS

PLANTHROPY CARDS

Where We Help

Doing Good Inside & Outside the Office

SMI is committed to supporting local charities and organizations in our communities, and we give our employees opportunities to do the same. Listed here are a few of the organizations we’ve supported through donations and various fundraising efforts.

Maryland Office
Night of Peach Family Shelter
Tanner Breast Health 
Any Soldier, Inc
Special Learning Center 
Boys and Girls Clubs
Helping Hand Mission
Carroll County Soup Kitchen

CENTERED CONTENT

Traditional Management with a Modern Touch

SMILE™ is a comprehensive government accounting system that combines traditional financial management features with a customizable framework designed to meet any mission-critical agency requirement. In fact, SMILE has served as the financial system of record for the Georgia Department of Human Resources (DHS) for more than 40 years.

Get in Touch